If you’re a first-time homebuyer or someone looking to purchase a home in today’s market, there’s good news. The federal government has announced sweeping changes to Canada’s mortgage rules, effective December 15, 2024. These changes are being called the “boldest reforms in decades” and are set to help homebuyers, particularly those facing affordability challenges in […]

Is It Worth Using a Mortgage Broker? Is it worth using a mortgage broker? If you’re in the market for a home loan or refinancing an existing mortgage, this question might be on your mind. The process of securing a mortgage can be complex, with countless lenders, varying rates, and industry jargon that can feel […]

Buying a home is one of life’s most exciting milestones, but it can feel overwhelming—especially when it comes to securing a mortgage. Whether you’re a first-time homebuyer or looking to refresh your knowledge, here are five essential steps to help you navigate the mortgage process with confidence! 1. Understand Your Budget and Get Pre-Approved Before […]